Businesses
Property Damage: up to $2,000,000 to repair or replace real estate, machinery and equipment, inventory and other assets that were damaged or destroyed (available to businesses of any size and private, non-profit organizations).
Economic Injury: only for small businesses and most private non-profit organizations suffering adverse financial impacts of the disaster (with or without property loss), up to $2,000,000 for working capital to help pay obligations until normal operations resume.
Individuals and Families
Homeowners: up to $200,000 to repair or replace real estate damage and up to $40,000 to replace personal property.
Renters: up to $40,000 to repair or replace personal property.
WHAT YOU NEED TO DO IF YOU HAD DAMAGE
♦ Register with FEMA at www.disasterassistance.gov. This is the fastest way to register for help.
How to apply:
- Online, visit www.DisasterAssistance.gov.
- On a smart phone, download the FEMA app and click on “disaster resources,” then “apply for assistance online.”
- By phone, call FEMA’s toll-free registration line at 800-621-3362 or (TTY) 800-462-7585; or use 711 or Video Relay Service (VRS). Telephone registration is available from 7 a.m. to 10 p.m. Central Daylight Time seven days a week.
- Visit a Disaster Recovery Center and speak to a FEMA specialist one-on-one. To find the nearest DRC, go online to FEMA.gov/DRC.
During Presidentially declared disasters the US Small Business Administration provides low interest rate loans for homeowners, renters as well as businesses of all sizes including most private nonprofit organizations.
♦ Homeowners and renters should submit their SBA disaster loan application, even if they are not sure if they will need or want a loan. If SBA cannot approve your application, in most cases we refer you to FEMA’s Other Needs Assistance (ONA) program for possible additional assistance.